Coverage Made Simple

Helping you choose the right Medicare plan with expert guidance and personalized support.

Meet Petia Lilova

Independent California Life and Health Insurance Broker
Serving Clients Since 2007

Petia Lilova is an independent California licensed insurance broker specializing in Medicare Supplements, Life Insurance, Long-Term Care, Annuities, and Group Health.She has helped individuals, families, and business owners in finding best insurance solutions that fits their healthcare needs, risk, financial priorities, and budget.

By working with multiple leading insurance carriers, Petia is able to provide unbiased plan comparisons and personalized recommendations. Her goal is to make most complex insurance decisions easier to understand, and help every client choose coverage with confidence.Petia's focus and passion is in Income Planning for Retirement with help of Annuities and Life Solutions, Medicare Education and Medicare Supplements, Long Term Care Education and Long Term Care Solutions, and Group Health.Life and Health Insurance License in California, CA Lic # 0F35150

Our Insurance Services

Personalized insurance solutions for individuals, families, and businesses—designed around your healthcare, retirement, and financial goals.

Medicare Supplement

Reduce out-of-pocket healthcare costs with Medicare Supplement plans designed to provide greater financial peace of mind.

Life Insurance

Protect your loved ones with life insurance solutions tailored to your family's financial goals and long-term security.

Annuities

Build reliable retirement income with annuity solutions designed for long-term financial confidence. c

Long-Term Care

Prepare for future healthcare needs with long-term care solutions that help protect your savings and independence.

Group Health

Affordable group health insurance solutions designed to support businesses and their employees.

What Our Clients Say

Hear from clients who trusted Safe Harbor Financial to help them confidently choose the right Medicare coverage.

Lorraine G.
San Clemente, CA

Great services for Medicare insurance.

Thomas B.
San Clemente, CA

The service is friendly yet professional and...“I appreciate the personal service and feel confident that my best interests are always being considered. The service is friendly yet professional and I am always made aware of detailed coverage as well as any comparable choices.”

Keith C.
San Clemente, CA

She is transparent and honest and very skilled at explaining clients options.“I am a financial planner, but I send all of my clients to Petia. Her knowledge far exceeds even my own. She is transparent and honest and very skilled at explaining clients options. Thank you, Petia for your good service!”

Lisa M.
San Clemente, CA

“Great to have help in regards to picking the right coverage when my medicare benefits begin. It was very confusing and she simplified it so easily. Thanks for your help!!”

Ready to Discuss Your Insurance Options?

Call Petia today for personalized guidance based on your healthcare needs, priorities, and budget.

This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program.