Petia Lilova is an independent insurance agent/broker specializing in Medicare, Life, Long Term Care, Disability & Annuities since 2007. She works with many major insurance carriers, offering appropriate coverage, based on individual healthcare needs, plans availability, and budget. Her personalized service focus on low costs, proper benefit structure, and helping clients making better-informed decisions. She is licensed in CA/home state, OR, NV, TX, NM, AZ, CO, NC, MT, FL, and adding more states to her portfolio. In the event a client is moving from CA to another state, she can research all the plans options available throughout the new home state, making transition easy and safe. As an independent broker, there’s no charge for these services. She is compensated by the private insurance companies. She will provide unbiased reviews along with comprehensive plan comparisons based on the client’s healthcare, life, and income needs priorities. San Clemente Medicare Supplements Website Offerings: Health Insurance For Medicare Eligible, Medicare Supplement Insurance Plans, Long Term Care Insurance, Life Insurance, Annuities, Disability Insurance, – San Clemente, San Juan Capistrano, Dana Point, Laguna Hills, Laguna Beach, Laguna Woods, Newport Beach, Lake Forest, Tustin, Costa Mesa, Coto De Casa, Mission Viejo, Aliso Viejo, Villa Park, Orange, Santa Ana, Garden Grove, Westminister, Huntington Beach, Orange County, CA – Office: (949) 973-4322 | Cell: (949) 973-4322
Her goal is to help you find the insurance plans that fit your needs and budget. Take a few minutes exploring our site to learn about the types of coverage we provide, the educational resources we offer, and then contact us to discuss how we can help meet your unique needs.
This site is not endorsed by Medicare or any Insurance Company. By entering information on this site, or calling our phone number, you may be contacted by licensed insurance agent. Safe Harbor Financial Services only sell Off California Exchange/Not Subsidized Health IFP. We do not sell for Covered California/CA Exchange. Petia is an independent agent/broker, and contracting will vary by type of service and state availability.
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Posted: June 13, 2025
In today’s dynamic workplace, employees span multiple generations—from Baby Boomers to Gen Z—with each generation bringing unique perspectives, experiences, and expectations. Crafting a benefits package that resonates across these diverse groups is essential for attracting and retaining top talent. Here’s a guide to understanding and choosing the right benefits for a multigenerational workforce. How do Different Generations Feel About Benefits? Each generation has distinct priorities...
Posted: June 10, 2025
1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...